Client concentration & who sets the price
Among Chilean microentrepreneurs reporting a client buying more than half their monthly sales, 21.7% said a client decided prices. That share was 4.5% in the other group, yet most in both groups said they made the decision themselves.
An analysis of Chile’s 2025 VIII Microentrepreneurship Survey, using 6,752 complete answers from people working for themselves or operating microbusinesses.
Abstract
Does having a client who buys more than half your monthly sales tell you who decides your prices? We analyzed the 2025 Chilean Microentrepreneurship Survey to connect those 2 answers. Among complete answers, the weighted share naming a client as the price decision-maker was 21.7% in the group reporting that monthly concentration, compared with 4.5% in the group reporting no such client. The difference was 17.2 percentage points, with a 95% confidence interval of 13.4–21.0 points.
The fuller picture matters: 67.9% of the concentrated group still named themselves as the person deciding prices, compared with 84.4% of the other group. Customer concentration supplied context without identifying the price decision-maker on its own. The survey did not establish that the client deciding prices was the same client buying more than half the sales. For an owner reviewing a customer portfolio & preparing a price proposal, our suggested worksheet keeps those 2 facts separate.
Imagine a small service business preparing its next price proposal. One customer accounts for a large part of its sales, so the owner opens the customer list before drafting the new terms. The list answers an important question about where sales come from. It leaves another question open: who actually decides the price?
Our analysis connects those questions in Chile’s 2025 survey. Client-led price decisions were more common among people reporting a client buying more than half their monthly sales. Yet about two-thirds of that group still reported deciding prices themselves. Reading only the first result would miss the most common answer in the same group.
The people surveyed worked for themselves or operated businesses with no more than 10 workers, including the owner. The survey covered formal & informal activity; these are weighted estimates about people, rather than a count of distinct registered companies or a survey specifically of creators.[1] The finding gives a business owner a reason to examine the customer relationship more closely before choosing what a price proposal needs to address.
The customer list leaves the price decision open

Most still said they decided their own prices
The survey asked whether any client bought more than 50% of the respondent’s product or service sales monthly. We divided complete answers into those reporting such a client & those reporting none. Within each group, we then examined who took decisions about product or service prices: the respondent, a business partner, a supplier, a client or someone else.[2]
In the group reporting the monthly concentration, 67.9% named themselves, 0.9% a business partner, 4.3% a supplier, 21.7% a client & 5.3% someone else. In the other group, the corresponding shares were 84.4%, 1.0%, 3.2%, 4.5% & 6.8%. The table keeps every category visible because a story about clients alone would leave out how most respondents described their situation.
The majority answer does not mean every owner could name any price & have it accepted. The question identified who took the price decision; it did not measure how much room that person had to negotiate, whether the price covered costs or whether a proposal succeeded. Its useful contribution is more specific: a concentrated customer mix & a respondent-led price decision appeared together in many answers.
There were 943 complete answers in the concentrated group & 5,809 in the other group. The percentages apply the survey’s final weights, so they are not simply the shares of those sample counts. Rounded values total 100.1% & 99.9%, respectively; the unrounded values total 100% in each group.[3]
Most said they decided prices themselves
Weighted share naming each actor in Chile’s 2025 survey, among complete answers. Groups refer to reporting a client who buys more than half of product or service sales monthly.
| Who decides prices | Client buys more than half | No client buys more than half |
|---|---|---|
| The person surveyed | 67.9% | 84.4% |
| A business partner | 0.9% | 1.0% |
| A supplier | 4.3% | 3.2% |
| A client | 21.7% | 4.5% |
| Someone else | 5.3% | 6.8% |
Client-led decisions were 17.2 percentage points more common
The client category shows a clear difference between the 2 groups: 21.7% compared with 4.5%. Subtracting the latter from the former gives 17.2 percentage points. This describes how the reported price decision varied alongside the monthly customer-concentration answer. It does not establish that concentration caused a client to decide prices.
The 95% confidence interval for that gap was 13.4–21.0 percentage points. We calculated the difference’s uncertainty directly, using the survey’s weights & sampling design.[3][4]
The table below shows a separate interval around the client share in each group: 18.3–25.6% where the monthly concentration was reported, & 3.8–5.4% where it was not. These are pointwise 95% intervals, meaning each concerns its own estimate. The interval for the 17.2-point difference was calculated directly, rather than inferred from whether these 2 intervals overlap. The download includes intervals for all 10 actor shares.
One distinction belongs beside this result. The concentration question referred to a client buying more than half of monthly sales. The price question offered the general answer “a client.” It did not identify that client or connect the 2 identities. We can report a greater share of client-led price decisions in the concentrated group; we cannot assign those decisions to its largest buyer.
How often a client decided prices
Weighted share naming a client as the price decision-maker, with pointwise 95% confidence limits. Monthly concentration means reporting a client buying more than half of product or service sales monthly.
| Reported monthly customer concentration | A client decides prices | Lower 95% limit | Upper 95% limit |
|---|---|---|---|
| Client buys more than half | 21.7% | 18.3% | 25.6% |
| No client buys more than half | 4.5% | 3.8% | 5.4% |
The same customer share can lead to different proposals
Consider 2 invented service businesses. In each example, one customer accounts for 60% of sales in the month being reviewed. The businesses, the share & the arrangements below are fictional illustrations of a decision, not respondents or results from the survey.
The first is a product-photography studio. Its owner sets package prices & sends clients a proposal defining the number of products, images, revisions & delivery dates. The large customer chooses whether to accept. When preparing a price change, the owner can start with the package: which work is included, which additions are priced separately & when the proposed terms would apply. The customer’s share of sales remains relevant to the portfolio review, but it does not supply the contents of the new proposal.
The second is a self-employed service provider whose large customer specifies the price for each assignment. The provider decides whether to accept the work. Here, preparing a proposal starts with understanding which parts of the arrangement are open for discussion. A revised scope, a different delivery schedule or a separately priced addition might be topics to raise. These are possible conversations, not outcomes the survey demonstrated or changes it showed a customer would accept.
Both examples begin with the same monthly share. They end with different preparation because the price-decision process differs. A list sorted by customer sales would not reveal that difference. Nor would labeling both businesses “concentrated” tell the person writing a proposal what to write.
The reverse combination deserves attention too. In the survey group reporting no client above half of monthly sales, 4.5% still named a client as the price decision-maker. An owner cannot settle the price question simply by checking that no customer crosses that line. The reported relationship makes the concentration question informative, while the answers within both groups show why it is incomplete.
For a creator selling services to businesses, the examples offer questions to bring to a real brief: who proposes the amount, who decides it & what work does it cover? They do not establish how common these arrangements are among creators. The measured estimates belong to the broader Chilean survey population. Apply the worksheet to your own records & conversations rather than treating either percentage as a forecast for your client list.
Keep the customer review beside the price proposal
A practical response is to keep 2 pieces of information together: the customer’s place in the sales mix & the way the price is decided. This is our suggested use of the finding, not a process tested by the survey. Its purpose is to make the proposed conversation specific to the relationship you actually have.
Start the customer review with a stated month & a consistent sales measure. Use the same measure for the customer & the business total, record the source & note any missing amounts. The survey’s monthly question did not provide an exact sales share for each respondent. Your own records may let you calculate one, but a calculation for a selected month should retain that month rather than become an unsupported claim about the whole year.
For example, a creator might count assignments when planning capacity, while this survey question concerned sales. Several small assignments & one high-value assignment can tell different stories about workload & sales. If you keep both measures in your records, label each clearly. Keep percentages of posts, hours or deliveries separate from the percentage of sales used in the customer review.
Then describe the price decision in ordinary language. Record who currently decides the amount, what supports that understanding & anything that remains unclear. Keep the proposal specific to the product or service at hand. The survey used a general price question; a real worksheet can distinguish arrangements for different assignments rather than assume one answer covers everything you sell.
Use the copyable fields below to prepare the discussion. They leave room for an unknown answer. A question for the client is more useful than a confident entry based only on the size of the account.
Customer & period: [customer, month reviewed, records used].
Monthly sales mix: [sales to this customer] ÷ [total sales measured on the same basis] × 100 = [share]. Missing or provisional amounts: [details].
Current price decision: [who decides the price for this product or service, how the process works & evidence or confirmation]. Open questions: [details].
Proposed work & amount: [deliverables, quantity, revisions or other scope, proposed price & currency, intended start date].
Discussion to prepare: [the change being proposed, the person to discuss it with & the question that needs an answer].
Record after the discussion: [what was agreed, what remains open & where the updated proposal is kept]. Customer-review date: [date].
For the fictional photography studio, the worksheet would connect the 60% monthly share to an owner-prepared package proposal. The discussion field could ask whether the client wants the same volume at the proposed amount or a different scope. For the second fictional provider, it could identify which part of a client-specified assignment price is open for discussion. Neither entry assumes the client will agree.
If the price process is unclear, ask a concrete question: “For the next set of deliverables, should I propose a package price, or is there an amount you want the scope to fit?” Record the answer alongside the proposed work. That gives the next draft a specific question to resolve, rather than a conclusion drawn from the size of the account.
If the review prompts you to seek additional customers, give that marketing assignment its own brief. Identify the service, the buyers you want to reach & the information you need to evaluate an inquiry. Keep that customer-acquisition goal beside the price proposal, with each document naming the specific question it is meant to address.
Retain the completed review with the proposal so that a later conversation can use the actual terms, rather than reconstructing them from a customer percentage. A sales share describes the mix for its stated period. A proposal describes an offer. Keeping both visible prevents one from being used as a substitute for the other.
Bring the customer review into the price discussion

Review the monthly mix
Record the customer’s share using a stated month & consistent sales measure.
Identify who decides the price
Describe the actual process for the product or service in the proposal.
Keep the documents together
Retain the customer review, proposed terms & open questions for the discussion.
How we treated unanswered questions
Of 6,763 respondents eligible for these questions, 6,752 had both answers available. The 11 incomplete cases were kept out of the 2 reported groups rather than counted as “no.” Complete answers covered 99.8% of eligible people in the sample & 99.7% after applying survey weights.
We also checked how much the client-share difference could move if unanswered items were assigned differently while keeping the released weights fixed. A conservative outer range for the difference was 16.3–18.7 percentage points, rounded outward to 1 decimal. Under those assignment rules, the missing answers did not reverse the positive difference in the point estimates.[3]
That range addresses the unanswered items in the released sample. It is separate from the 13.4–21.0-point sampling confidence interval & should not be read as another 95% interval. The package gives the unrounded bounds & assignment rules; the article’s main estimates continue to describe the complete-answer groups.
How we connected the survey answers
We used the official Full data file for Chile’s 2025 VIII Microentrepreneurship Survey, produced by the Instituto Nacional de Estadísticas (INE) with the Ministry of Economy. Its household-based design includes people working for themselves & employers operating with up to 10 workers, including the owner, in formal & informal activity. The released file contained 7,170 survey records.[1][4]
We followed the questionnaire’s route for people continuing independent activity, including its provision for highly unstable independent activity. This left 6,763 eligible respondents. Requiring an explicit yes or no to the monthly concentration question & one of the 5 price-decision answers left 6,752. “Don’t know,” nonresponse & questions outside a respondent’s route were not converted to a substantive answer. We did not infer customer identities or add a creator subgroup.
Within each group, we used the released final survey weights to estimate the 5 actor shares. The full original strata & primary sampling units remained in the variance calculation, including units contributing zero to a particular group. We used a first-stage, with-replacement Taylor approximation based on those released design fields. This accounts for their clustering & stratification; it does not reconstruct every phase or calibration step of the original survey design.[3][4]
Before calculating the outcomes, we specified the client-share difference as the single primary comparison. Its 95% t interval used the full covariance & the smaller group’s 631 degrees of freedom. Each actor share received a separate pointwise 95% logit-t interval using its group’s degrees of freedom. These intervals do not provide simultaneous 95% coverage for the whole table. All 10 shares met the prespecified sample-support & precision checks documented in the package.
Earlier Chilean producer work had already examined customer concentration & business decisions. This analysis connects the 2025 answers in the conditional distributions shown here.[5] The derived tables use INE data under CC BY-SA 4.0; Influence IQ performed the calculations & interpretations. No INE endorsement is implied. The download provides aggregate results & original reproduction code, with no individual survey records or identifiers.[3][6]
No sign-up required. Article text, figure labels & the displayed-results CSV are localized. The shared ZIP contains English method documentation, language-neutral aggregate data & reproduction code. Reproduction requires the separately downloaded pinned EME source & the software versions specified in the package; no raw survey records are bundled.
Sources & notes
- Ministry of Economy & Instituto Nacional de Estadísticas, VIII Encuesta de Microemprendimiento (EME), 2025. Official release & Full data file. The survey’s population includes people working on their own account & employers in microbusinesses with up to 10 workers, including the owner; formal & informal activity is included. The weighted unit is the person, not a guaranteed distinct registered business or a representative creator.
- Official EME 2025 questionnaire, pages 18–19. K3_4 asks who takes product or service price decisions, with 5 actor categories. K7 asks whether any client monthly buys more than 50% of product or service sales. The questionnaire does not link the identity of the client in the 2 answers. The monthly condition is not an annual revenue or profit measure, an exact observed share or a specified last-month measurement.
- Influence IQ analysis package: pinned source identity, selection rules, weighted results, all 10 pointwise intervals, full covariance, the prespecified client-share contrast, missing-answer outer bounds & original reproduction code. The missing-answer range holds the released weights fixed, allows adverse assignments of unanswered items & is a conservative outer range rather than a jointly sharp interval or a sampling confidence interval. Raw survey records & identifiers are not redistributed.
- INE, VIII EME Full database user manual. The released stratum, primary sampling unit & final expansion weight inform this analysis. Our first-stage with-replacement Taylor approximation is not a full reconstruction of the two-phase design or calibration uncertainty. The package identifies our conservative precision rules & distinguishes them from producer endorsement.
- Ministry of Economy, 2018 bulletin on the microentrepreneurship environment in Chile. Earlier producer work provides context for customer concentration & business decisions. The present article reports Influence IQ’s conditional analysis of the 2025 release.
- Source: Instituto Nacional de Estadísticas, VIII EME 2025. Derived tables & calculations by Influence IQ, with changes identified, under Creative Commons Attribution–ShareAlike 4.0. The licence requires attribution & share-alike terms for adaptations; no INE endorsement is implied. Original reproduction code has a separate MIT licence. Source files, derived aggregate tables & code retain their respective notices in the package.
The English article is the source for all language versions. All findings concern Chile’s 2025 survey population; translation does not create findings for another country or a representative creator population.